[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/za-chyby-se-plati-ackoliv-ne-vzdy\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/za-chyby-se-plati-ackoliv-ne-vzdy\/","headline":"Za chyby se plat\u00ed, a\u010dkoliv ne v\u017edy","name":"Za chyby se plat\u00ed, a\u010dkoliv ne v\u017edy","description":"S n\u00e1stupem do zam\u011bstn\u00e1n\u00ed vznikaj\u00ed r\u016fzn\u00e9 povinnosti a tak\u00e9 ur\u010dit\u00e1 zodpov\u011bdnost. M\u016f\u017ee b\u00fdt \u010dlov\u011bk sebe opatrn\u011bj\u0161\u00ed, n\u011bkdy se holt da\u0159it nebude. Nav\u00edc chybovat je skute\u010dn\u011b lidsk\u00e9 a tak ka\u017ed\u00e9mu se m\u016f\u017ee n\u011bco poda\u0159it, co si pot\u00e9 vy\u017e\u00e1d\u00e1 n\u011bjakou n\u00e1hradu. Pro takov\u00e9 p\u0159\u00edpady se uzav\u00edr\u00e1 Poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance, kter\u00e9 se samoz\u0159ejm\u011b hodn\u011b cenov\u011b li\u0161\u00ed. Rozhoduj\u00edc\u00ed bude nejen […]","datePublished":"2020-09-22","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneyworld.cz\/wp-content\/uploads\/img_a387374_w4463_t1601545204.jpg","url":"https:\/\/moneyworld.cz\/wp-content\/uploads\/img_a387374_w4463_t1601545204.jpg","height":"","width":""},"url":"https:\/\/www.moneyworld.cz\/za-chyby-se-plati-ackoliv-ne-vzdy\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":449,"articleBody":"S n\u00e1stupem do zam\u011bstn\u00e1n\u00ed vznikaj\u00ed r\u016fzn\u00e9 povinnosti a tak\u00e9 ur\u010dit\u00e1 zodpov\u011bdnost. M\u016f\u017ee b\u00fdt \u010dlov\u011bk sebe opatrn\u011bj\u0161\u00ed, n\u011bkdy se holt da\u0159it nebude. Nav\u00edc chybovat je skute\u010dn\u011b lidsk\u00e9 a tak ka\u017ed\u00e9mu se m\u016f\u017ee n\u011bco poda\u0159it, co si pot\u00e9 vy\u017e\u00e1d\u00e1 n\u011bjakou n\u00e1hradu. Pro takov\u00e9 p\u0159\u00edpady se uzav\u00edr\u00e1 Poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance, kter\u00e9 se samoz\u0159ejm\u011b hodn\u011b cenov\u011b li\u0161\u00ed. Rozhoduj\u00edc\u00ed bude nejen pracovn\u00ed pozice, ale tak\u00e9 s \u010d\u00edm vlastn\u011b dan\u00fd jedinec pracuje, V podstat\u011b je to poji\u0161t\u011bn\u00ed pro zam\u011bstnance, kte\u0159\u00ed mohou sv\u00e9mu zam\u011bstnavateli zp\u016fsobit jakoukoliv \u0161kodu na majetku, zdrav\u00ed nebo i finan\u010dn\u00ed \u00fajmu. Nerozli\u0161uje se, zda po\u0161kozen\u00ed bylo zp\u016fsobeno n\u00e1hodn\u011b nedopat\u0159en\u00edm nebo snad i poru\u0161en\u00edm pracovn\u00edch povinnost\u00ed.\tCo si pod takov\u00fdm probl\u00e9mem v\u016fbec p\u0159edstavit? Mo\u017enost\u00ed, jak zp\u016fsobit n\u011bjakou \u00fajmu je skute\u010dn\u011b mnoho. Nap\u0159\u00edklad p\u016fj\u010den\u00e9 slu\u017eebn\u00ed auto se nabour\u00e1 nebo se p\u0159i tankov\u00e1n\u00ed spletou pohonn\u00e9 hmoty, v kancel\u00e1\u0159i se polije k\u00e1vou notebook nebo po\u0161kod\u00ed n\u011bjak\u00fd p\u0159\u00edstroj. Na staveni\u0161ti zam\u011bstnanec neozna\u010d\u00ed nebezpe\u010d\u00ed a stane se \u00faraz n\u011bjak\u00e9 t\u0159et\u00ed osob\u011b a p\u0159\u00edklad\u016f je skute\u010dn\u011b v\u00edce. Nicm\u00e9n\u011b zam\u011bstnavatel je opr\u00e1vn\u011bn \u017e\u00e1dat po zam\u011bstnanci n\u00e1hradu \u0161kody a to a\u017e do v\u00fd\u0161e 4,5 n\u00e1sobku platu a to jen v p\u0159\u00edpad\u011b skute\u010dn\u011b ne\u00famysln\u00e9ho zavin\u011bn\u00ed. Pojistka na blbost je skv\u011bl\u00e1 ochrana a tak se relativn\u011b m\u016f\u017ee st\u00e1t, \u017ee vznikl\u00e9 \u0161kody poji\u0161\u0165ovna uhrad\u00ed v pln\u00e9 v\u00fd\u0161i. To se skute\u010dn\u011b za p\u00e1r stovek ro\u010dn\u011b vyplat\u00ed.\tPraktick\u00e9 poji\u0161t\u011bn\u00edKa\u017ed\u00e1 poji\u0161\u0165ovna si stanov\u00ed sv\u00e9 podm\u00ednky a je dobr\u00e9 si nap\u0159\u00edklad vyhledat r\u016fzn\u00e9 srovn\u00e1n\u00ed. D\u00e1le i jednotliv\u00e9 pojistn\u00e9 smlouvy se \u0159\u00edd\u00ed p\u0159\u00edslu\u0161n\u00fdmi podm\u00ednkami, kter\u00e9 si stanov\u00ed konkr\u00e9tn\u00ed pojistitel. D\u016fle\u017eit\u00e9 je, aby poji\u0161t\u011bn\u00ed odpov\u00eddalo pracovn\u00ed pozici zam\u011bstnance. P\u0159ece jenom \u0159idi\u010d z\u00e1chrann\u00e9 slu\u017eby bude pot\u0159ebovat vy\u0161\u0161\u00ed pojistn\u00e9 kryt\u00ed, ne\u017e nap\u0159\u00edklad prodava\u010dka, ukl\u00edze\u010dka nebo \u00fa\u010detn\u00ed. Toto praktick\u00e9 poji\u0161t\u011bn\u00ed je skute\u010dn\u011b velk\u00fdm pomocn\u00edkem. Nepoji\u0161t\u011bn\u00fdm zam\u011bstnanc\u016fm mohou vzniknout velk\u00e9 komplikace a rozhodn\u011b to velmi ovlivn\u00ed jejich finan\u010dn\u00ed situaci.                                                                                                                                                                                                                                                                                                                                                                                                                                                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