[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/pojisteni-domacnosti-by-se-nemelo-podcenovat\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/pojisteni-domacnosti-by-se-nemelo-podcenovat\/","headline":"Poji\u0161t\u011bn\u00ed dom\u00e1cnost\u00ed by se nem\u011blo podce\u0148ovat","name":"Poji\u0161t\u011bn\u00ed dom\u00e1cnost\u00ed by se nem\u011blo podce\u0148ovat","description":"Na\u0161e z\u00e1zem\u00ed, ve kter\u00e9m \u017eijeme, je pro n\u00e1s nesm\u00edrn\u011b d\u016fle\u017eit\u00e9 a je zapot\u0159eb\u00ed ho sv\u00fdm zp\u016fsobem chr\u00e1nit. Je jasn\u00e9, \u017ee se mohou zakoupit zabezpe\u010dovac\u00ed syst\u00e9my, ale bohu\u017eel i to je mnohdy m\u00e1lo, p\u0159edev\u0161\u00edm kdy\u017e se do boje o p\u0159e\u017eit\u00ed na\u0161ich v\u011bc\u00ed pust\u00ed n\u011bjak\u00e1 \u017eiveln\u00e1 pohroma. Potom ani zabezpe\u010dovac\u00ed syst\u00e9my nepomohou. \u0160t\u011bst\u00ed bude st\u00e1t pouze na […]","datePublished":"2020-09-27","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneyworld.cz\/wp-content\/uploads\/img_a387372_w4463_t1601544995.png","url":"https:\/\/moneyworld.cz\/wp-content\/uploads\/img_a387372_w4463_t1601544995.png","height":"","width":""},"url":"https:\/\/www.moneyworld.cz\/pojisteni-domacnosti-by-se-nemelo-podcenovat\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":453,"articleBody":"Na\u0161e z\u00e1zem\u00ed, ve kter\u00e9m \u017eijeme, je pro n\u00e1s nesm\u00edrn\u011b d\u016fle\u017eit\u00e9 a je zapot\u0159eb\u00ed ho sv\u00fdm zp\u016fsobem chr\u00e1nit. Je jasn\u00e9, \u017ee se mohou zakoupit zabezpe\u010dovac\u00ed syst\u00e9my, ale bohu\u017eel i to je mnohdy m\u00e1lo, p\u0159edev\u0161\u00edm kdy\u017e se do boje o p\u0159e\u017eit\u00ed na\u0161ich v\u011bc\u00ed pust\u00ed n\u011bjak\u00e1 \u017eiveln\u00e1 pohroma. Potom ani zabezpe\u010dovac\u00ed syst\u00e9my nepomohou. \u0160t\u011bst\u00ed bude st\u00e1t pouze na stran\u011b toho, kdo nev\u00e1hal a svoji dom\u00e1cnosti si pojistil. Cena za poji\u0161t\u011bn\u00ed nen\u00ed nikdy p\u0159\u00edli\u0161 velik\u00e1, \u017ee by naru\u0161ila rodinn\u00fd rozpo\u010det. Mnohdy se nab\u00edz\u00ed jako sou\u010d\u00e1st v\u00fdhodn\u00e9ho bal\u00ed\u010dku poji\u0161t\u011bn\u00ed. V\u0161echny dostupn\u00e9 informace jak o pojistn\u00e9m, tak dal\u0161\u00edch mo\u017enostech v\u017edy pod\u00e1 p\u0159\u00edslu\u0161n\u00e1 poji\u0161\u0165ovna nebo i mo\u017en\u00fd srovn\u00e1va\u010d cen pojistn\u00e9ho.\tOnline poji\u0161t\u011bn\u00ed b\u011bhem chv\u00edleZvykli jsme si na ur\u010dit\u00e9 pohodl\u00ed a v\u011bci vy\u0159izujeme online. Ani v tomto p\u0159\u00edpadu nen\u00ed probl\u00e9m a poji\u0161t\u011bn\u00ed dom\u00e1cnosti tak lze jednodu\u0161e a p\u0159edev\u0161\u00edm rychle, sjednat pro vybaven\u00ed byt\u016f, dom\u016f, mobiln\u00edch dom\u016f ale i nap\u0159\u00edklad gar\u00e1\u017ee nebo jin\u00e9 uzamykateln\u00e9 stavby. Nen\u00ed nutnost\u00ed, aby ten, kdo bude poji\u0161t\u011bn\u00ed uzav\u00edrat, byl majitelem objektu, jeliko\u017e se to net\u00fdk\u00e1 nemovitosti, ale pouze vnit\u0159n\u00edho vybaven\u00ed. Dokonce nen\u00ed probl\u00e9m si pojistit baz\u00e9n na zahrad\u011b. V podstat\u011b si poji\u0161t\u011bn\u00ed m\u016f\u017eeme sestavit na m\u00edru, podle toho, \u010deho se nejv\u00edce ob\u00e1v\u00e1me nebo p\u0159edpokl\u00e1d\u00e1me, \u017ee by bylo v ohro\u017een\u00ed. P\u0159ece jenom kdy\u017e jsou mal\u00e9 d\u011bti, tak pohroma m\u016f\u017ee p\u0159ij\u00edt i tam, kde bychom ji neo\u010dek\u00e1vali.\tZa\u010d\u00e1tek poji\u0161t\u011bn\u00ed je jasn\u00fdD\u00edky elektronick\u00e9 dob\u011b se nedaj\u00ed ji\u017e d\u011blat r\u016fzn\u00e9 podvodn\u00e9 zp\u016fsoby. Jako \u017ee by se pohroma stala d\u0159\u00edve, ne\u017e se poji\u0161t\u011bn\u00ed dom\u00e1cnosti uzav\u0159elo a posunul by se datum po\u010d\u00e1tku. V podstat\u011b to funguje tak, jak se ps\u00e1no ve smluvn\u00edch podm\u00ednk\u00e1ch. Za\u010d\u00e1tek poji\u0161t\u011bn\u00ed plat\u00ed po zaplacen\u00ed pojistn\u00e9ho. Pokud se bude uzav\u00edrat pojistka skrze internet, tak m\u016f\u017eeme po\u010d\u00edtat i s online poradnou, kter\u00e1 ochotn\u011b pom\u016f\u017ee, anebo leccos objasn\u00ed. Lep\u0161\u00ed je zaplatit p\u00e1r korun ro\u010dn\u011b, ne\u017e pot\u00e9 litovat n\u011b\u010deho, co nelze ji\u017e vz\u00edt zp\u00e1tky.                                                                                                                                                                                                                                                                                                                                                                                                                                                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