[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/platit-lze-i-na-dluh\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/platit-lze-i-na-dluh\/","headline":"Platit lze i na dluh","name":"Platit lze i na dluh","description":"Kdy\u017e n\u011bkdo nen\u00ed moment\u00e1ln\u011b solventn\u00ed, nen\u00ed to rozhodn\u011b pot\u011b\u0161uj\u00edc\u00ed skute\u010dnost. N\u011bkdo takov\u00fd by se m\u011bl logicky obej\u00edt bez placen\u00ed, a to bez ohledu na to, o\u010d se konkr\u00e9tn\u011b jedn\u00e1. Ov\u0161em reklamami a vlastn\u011b i v\u0161emo\u017en\u00fdmi m\u00e9dii jsme nejednou p\u0159esv\u011bd\u010dov\u00e1ni o tom, \u017ee to vlastn\u011b v\u016fbec nen\u00ed zl\u00e9. \u017de se prost\u011b sta\u010d\u00ed v takov\u00e9 situaci zadlu\u017eit u […]","datePublished":"2022-07-24","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneyworld.cz\/wp-content\/uploads\/misky_s_mincemi_lt7Mn3.jpg","url":"https:\/\/moneyworld.cz\/wp-content\/uploads\/misky_s_mincemi_lt7Mn3.jpg","height":"","width":""},"url":"https:\/\/www.moneyworld.cz\/platit-lze-i-na-dluh\/","about":["P\u016fj\u010dky"],"wordCount":521,"articleBody":"Kdy\u017e n\u011bkdo nen\u00ed moment\u00e1ln\u011b solventn\u00ed, nen\u00ed to rozhodn\u011b pot\u011b\u0161uj\u00edc\u00ed skute\u010dnost. N\u011bkdo takov\u00fd by se m\u011bl logicky obej\u00edt bez placen\u00ed, a to bez ohledu na to, o\u010d se konkr\u00e9tn\u011b jedn\u00e1. Ov\u0161em reklamami a vlastn\u011b i v\u0161emo\u017en\u00fdmi m\u00e9dii jsme nejednou p\u0159esv\u011bd\u010dov\u00e1ni o tom, \u017ee to vlastn\u011b v\u016fbec nen\u00ed zl\u00e9. \u017de se prost\u011b sta\u010d\u00ed v takov\u00e9 situaci zadlu\u017eit u n\u011bkter\u00e9 z na\u0161ich finan\u010dn\u00edch instituc\u00ed a m\u016f\u017ee se \u017e\u00edt a vesele utr\u00e1cet i d\u00e1l.Nejokat\u011bj\u0161\u00edm p\u0159\u00edkladem takov\u00e9ho po\u010d\u00edn\u00e1n\u00ed je pro n\u00e1s st\u00e1t. Vl\u00e1dy u\u017e po dlouh\u00e1 l\u00e9ta hospoda\u0159\u00ed se schodkem, utr\u00e1cej\u00ed na dluh, a aby to zvl\u00e1dly, p\u016fj\u010duj\u00ed si zas a znovu ob\u0159\u00ed sumy. N\u011bkdy od bank, n\u011bkdy od ciz\u00edch investor\u016f a n\u011bkdy i od vlastn\u00edho lidu. A ofici\u00e1ln\u011b se vesm\u011bs hl\u00e1s\u00e1, \u017ee na tom nic nen\u00ed, \u017ee je to v po\u0159\u00e1dku.Ale je tomu skute\u010dn\u011b tak? Je skute\u010dn\u011b tak norm\u00e1ln\u00ed, \u017ee se \u017eije na dluh? \u017de si kdekdo kupuje to, na co vlastn\u011b nem\u00e1, s t\u00edm, \u017ee se to jednoho dne n\u011bjak zaplat\u00ed?Zamysl\u00edme-li se nad t\u00edm, zjist\u00edme, \u017ee to rozhodn\u011b nen\u00ed spr\u00e1vn\u00e9 po\u010d\u00edn\u00e1n\u00ed. Ba \u017ee je to vlastn\u011b hodn\u011b hloup\u00e9 \u0159e\u0161en\u00ed. A to z nejednoho d\u016fvodu.\t\tTen, kdo \u017eije na dluh, mus\u00ed za p\u016fj\u010dky b\u011b\u017en\u011b platit \u00faroky \u010di jin\u00e9 poplatky. Tak\u017ee si vlastn\u011b po\u0159izuje to, co plat\u00ed z p\u016fj\u010dky, dr\u00e1\u017ee, ne\u017e na kolik by ho to vy\u0161lo, kdyby zaplatil rovnou a ze sv\u00e9ho. Lid\u00e9 tak p\u0159epl\u00e1cej\u00ed, a to jenom proto, \u017ee cht\u011bj\u00ed m\u00edt v\u0161echno hned.\t\tTen, kdo si p\u016fj\u010duje, \u017eije na \u00fakor budouc\u00edch p\u0159\u00edjm\u016f. Kdy\u017e dnes utrat\u00ed v\u00edc, ne\u017e kolik m\u016f\u017ee, bude muset ob\u011btovat \u010d\u00e1st p\u0159\u00ed\u0161t\u00edch p\u0159\u00edjm\u016f na spl\u00e1cen\u00ed. \u010c\u00edm\u017e bude v budoucnu chud\u0161\u00ed, ne\u017e by jinak byl. A mo\u017en\u00e1 ho to dotla\u010d\u00ed k tomu, aby si vzal dal\u0161\u00ed p\u016fj\u010dku. A pak dal\u0161\u00ed a dal\u0161\u00ed…\t\tKdo si p\u016fj\u010duje, riskuje, \u017ee se jednoho dne ocitne v ne\u0159e\u0161iteln\u00e9 situaci. A to pokud nastane doba spl\u00e1cen\u00ed, ale on nebude m\u00edt dostate\u010dn\u00e9 p\u0159\u00edjmy. A kdy\u017e doty\u010dn\u00fd nebude spl\u00e1cet, p\u0159ijdou pokuty, pen\u00e1le a dal\u0161\u00ed sankce, je\u017e p\u016fj\u010dky prodra\u017e\u00ed je\u0161t\u011b v\u00edce, a nakonec m\u016f\u017ee doj\u00edt i na exekutory a zabavov\u00e1n\u00ed majetku a jin\u00e9ho jm\u011bn\u00ed.Tak\u017ee nevylu\u010duji, \u017ee n\u011bkomu m\u016f\u017ee p\u016fj\u010dka pomoci. Ale ur\u010dit\u011b by se to nem\u011blo p\u0159eh\u00e1n\u011bt. Nem\u011blo by se tak hazardovat se sv\u00fdm osudem.                                                                                                                                                                                                                                                                                                                                                                                                                                                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