[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/penzijni-pripojisteni\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/penzijni-pripojisteni\/","headline":"Penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed","name":"Penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed","description":"Vedle stavebn\u00edho spo\u0159en\u00ed je tak\u00e9 obl\u00edben\u00fdm a v\u00fdhodn\u00fdm produktem i penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. Krom\u011b st\u00e1tn\u00ed podpory, kter\u00e1 se v\u00e1m p\u0159i\u010d\u00edt\u00e1 ka\u017ed\u00fd m\u011bs\u00edc, z\u00edsk\u00e1te tak\u00e9 ka\u017edoro\u010dn\u00ed zhodnocen\u00ed. Nav\u00edc je\u0161t\u011b m\u00e1te mo\u017enost, v p\u0159\u00edpad\u011b spln\u011bn\u00ed podm\u00ednek, ode\u010d\u00edst si n\u011bco z dan\u00ed. A to u\u017e je v\u00fdhod pom\u011brn\u011b dost. V sou\u010dasn\u00e9 dob\u011b si m\u016f\u017eete vybrat z 8 penzijn\u00edch spole\u010dnost\u00ed. Z\u00cdSKEJTE Z V\u00ddHOD MAXIMUM V penzijn\u00edm […]","datePublished":"2020-09-02","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneyworld.cz\/wp-content\/uploads\/img_a387381_w4463_t1601548474.jpg","url":"https:\/\/moneyworld.cz\/wp-content\/uploads\/img_a387381_w4463_t1601548474.jpg","height":"","width":""},"url":"https:\/\/www.moneyworld.cz\/penzijni-pripojisteni\/","about":["Spo\u0159en\u00ed"],"wordCount":475,"articleBody":"Vedle stavebn\u00edho spo\u0159en\u00ed je tak\u00e9 obl\u00edben\u00fdm a v\u00fdhodn\u00fdm produktem i penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. Krom\u011b st\u00e1tn\u00ed podpory, kter\u00e1 se v\u00e1m p\u0159i\u010d\u00edt\u00e1 ka\u017ed\u00fd m\u011bs\u00edc, z\u00edsk\u00e1te tak\u00e9 ka\u017edoro\u010dn\u00ed zhodnocen\u00ed. Nav\u00edc je\u0161t\u011b m\u00e1te mo\u017enost, v p\u0159\u00edpad\u011b spln\u011bn\u00ed podm\u00ednek, ode\u010d\u00edst si n\u011bco z dan\u00ed. A to u\u017e je v\u00fdhod pom\u011brn\u011b dost. V sou\u010dasn\u00e9 dob\u011b si m\u016f\u017eete vybrat z 8 penzijn\u00edch spole\u010dnost\u00ed.Z\u00cdSKEJTE Z V\u00ddHOD MAXIMUMV penzijn\u00edm p\u0159ipoji\u0161t\u011bn\u00ed m\u016f\u017eete z\u00edskat dlouhou \u0159adu v\u00fdhod. A byla by velk\u00e1 \u0161koda jich nevyu\u017e\u00edt. Abyste na n\u011b ov\u0161em m\u011bli n\u00e1rok, je d\u016fle\u017eit\u00e9 m\u00edt v\u0161e spr\u00e1vn\u011b nastaveno. P\u0159edev\u0161\u00edm, co se v\u00fd\u0161e m\u011bs\u00ed\u010dn\u00edch \u010d\u00e1stek, kter\u00e9 budete na \u00fa\u010det zas\u00edlat, t\u00fd\u010de.V\u0161ak si sami spo\u010d\u00edtejte, o kolik pen\u011bz byste nespr\u00e1vn\u00fdm nastaven\u00edm p\u0159i\u0161li za 5, 10 nebo 15 let. Po 30ti letech to je dokonce v\u00edce ne\u017e 300 tis\u00edc. To u\u017e je p\u011bkn\u00e1 sumi\u010dka. Pokud tedy m\u016f\u017eete, vyplat\u00ed se zas\u00edlat pravideln\u011b na \u00fa\u010det penzijn\u00ed spole\u010dnosti maxim\u00e1ln\u00ed mo\u017enou \u010d\u00e1stku, za kterou je nejvy\u0161\u0161\u00ed st\u00e1tn\u00ed p\u0159\u00edsp\u011bvek, tedy 1.000 K\u010d.Vyu\u017e\u00edt pak tak\u00e9 m\u016f\u017eete maxim\u00e1ln\u00ed \u00falevy na dani z p\u0159\u00edjm\u016f p\u0159i ka\u017edoro\u010dn\u00edm z\u00fa\u010dtov\u00e1n\u00ed dan\u00ed. Za 30 let byste se tak ochudili o v\u00edce ne\u017e 100 tis\u00edc korun p\u0159i nespr\u00e1vn\u00e9m nastaven\u00ed.MO\u017dNOST V\u00ddB\u011aRU NASPO\u0158EN\u00c9 \u010c\u00c1STKYA jak je to s mo\u017enost\u00ed v\u00fdb\u011bru alespo\u0148 n\u011bjak\u00e9 sumy?POKUD M\u00c1TE SJEDNANOU V\u00ddSLUHOVOU PENZIV takov\u00e9m p\u0159\u00edpad\u011b si m\u016f\u017eete po uplynut\u00ed doby 15 let od sjedn\u00e1n\u00ed penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed vybrat a\u017e polovinu naspo\u0159en\u00e9 \u010d\u00e1stky.\u00daPLN\u00c9 ZRU\u0160EN\u00cd PENZIJN\u00cdHO P\u0158IPOJI\u0160T\u011aN\u00cdI tato mo\u017enost samoz\u0159ejm\u011b existuje, je ov\u0161em zna\u010dn\u011b nev\u00fdhodn\u00e1. P\u0159i\u0161li byste toti\u017e o ve\u0161ker\u00e9 st\u00e1tn\u00ed p\u0159\u00edsp\u011bvky, v\u00fdnosy ze st\u00e1tn\u00edch p\u0159\u00edsp\u011bvk\u016f a vr\u00e1tit byste museli tak\u00e9 v\u0161echny z\u00edskan\u00e9 slevy na dani.Pokud je\u0161t\u011b nem\u00e1te penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed nebo m\u00e1te \u0161patn\u011b nastaven\u00fd syst\u00e9m, neochuzujte se zbyte\u010dn\u011b o st\u00e1tn\u00ed p\u0159\u00edsp\u011bvek nebo vr\u00e1cen\u00e9 dan\u011b. Za\u0159i\u010fte si penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed nebo si zm\u011b\u0148te v\u00fd\u0161i m\u011bs\u00ed\u010dn\u00edch \u010d\u00e1stek je\u0161t\u011b dnes.                                                                                                                                                                                                                                                                                                                                                                                                                                                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