[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/ma-se-setrit\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/ma-se-setrit\/","headline":"M\u00e1 se \u0161et\u0159it?","name":"M\u00e1 se \u0161et\u0159it?","description":"O tom, \u017ee lid\u00e9 pot\u0159ebuj\u00ed pen\u00edze, nen\u00ed sporu. To v\u00edme v\u0161ichni, proto\u017ee ka\u017ed\u00fd v\u00ed, co pen\u00edze obn\u00e1\u0161ej\u00ed, a dok\u00e1\u017ee si tak p\u0159edstavit, jak vypad\u00e1 \u017eivot s nimi a bez nich. A v\u0161ichni se shodneme, \u017ee i ten z n\u00e1s, kdo \u017eije nejskromn\u011bj\u0161\u00edm a nejsob\u011bsta\u010dn\u011bj\u0161\u00edm stylem \u017eivota, n\u011bjak\u00e9 ty pen\u00edze pot\u0159ebuje. Ov\u0161em jak se to m\u00e1 se spo\u0159en\u00edm? […]","datePublished":"2021-02-19","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.moneyworld.cz\/ma-se-setrit\/","about":["Spo\u0159en\u00ed"],"wordCount":471,"articleBody":"O tom, \u017ee lid\u00e9 pot\u0159ebuj\u00ed pen\u00edze, nen\u00ed sporu. To v\u00edme v\u0161ichni, proto\u017ee ka\u017ed\u00fd v\u00ed, co pen\u00edze obn\u00e1\u0161ej\u00ed, a dok\u00e1\u017ee si tak p\u0159edstavit, jak vypad\u00e1 \u017eivot s nimi a bez nich. A v\u0161ichni se shodneme, \u017ee i ten z n\u00e1s, kdo \u017eije nejskromn\u011bj\u0161\u00edm a nejsob\u011bsta\u010dn\u011bj\u0161\u00edm stylem \u017eivota, n\u011bjak\u00e9 ty pen\u00edze pot\u0159ebuje.Ov\u0161em jak se to m\u00e1 se spo\u0159en\u00edm? Je toto prosp\u011b\u0161n\u00e9 nebo naopak ne\u017e\u00e1douc\u00ed? M\u00e1me se spo\u0159en\u00ed v\u011bnovat nebo nikoliv?Cht\u011blo by se \u0159\u00edci, \u017ee asi ano. Jen\u017ee navzdory tomu vyvst\u00e1vaj\u00ed i ur\u010dit\u00e9 pochybnosti, m\u00e1-li se tak vlastn\u011b \u010dinit.Ten, kdo si spo\u0159\u00ed, m\u00e1 vytvo\u0159enu ur\u010ditou finan\u010dn\u00ed rezervu. M\u00e1 tedy prost\u0159edky, na kter\u00e9 m\u016f\u017ee s\u00e1hnout, pokud se mu \u017eivot n\u011bjak ekonomicky zkomplikuje nebo pokud se objev\u00ed dejme tomu n\u011bjak\u00e9 nepl\u00e1novan\u00e9 v\u00fddaje, je\u017e jsou v dan\u00e9m okam\u017eiku nezvl\u00e1dnuteln\u00e9. A to je ur\u010dit\u011b dobr\u00e1 v\u011bc. Proto\u017ee je to lep\u0161\u00ed ne\u017e se ocitnout v situaci, kdy \u010dlov\u011bk nem\u00e1 ani vindru ve chv\u00edli, kdy je nezbytn\u00e9 n\u011bco uhradit.Ov\u0161em na druhou stranu…Pod\u00edvejte se na situaci t\u011bch, kdo si u\u017e n\u011bco naspo\u0159ili, trochu jin\u00fdma o\u010dima, z jin\u00e9ho \u00fahlu pohledu. Co uvid\u00edte? Uz\u0159\u00edte, jak tito prod\u011bl\u00e1vaj\u00ed na tom, \u017ee sv\u00e9 pen\u00edze bezezbytku neutratili hned, kdy je z\u00edskali. Inflace lidem ukusuje z re\u00e1ln\u00e9 hodnoty jejich jm\u011bn\u00ed, a to a\u0165 u\u017e jsou tyto ulo\u017eeny na jak\u00e9mkoliv bezpe\u010dn\u00e9m finan\u010dn\u00edm produktu. O\u010d jenom si toho dnes m\u016f\u017eeme koupit za sv\u00e9 \u00faspory m\u00e9n\u011b ne\u017e p\u0159ed rokem, p\u0159ed p\u011bti, deseti nebo lhostejno kolika lety! A o\u010d m\u00e9n\u011b si toho za \u010das koup\u00edme ve srovn\u00e1n\u00ed s dne\u0161kem!M\u00e1 si tak n\u011bkdo spo\u0159it, kdy\u017e vid\u00ed, \u017ee je vlastn\u011b ot\u00e1zkou, co mu z jeho pen\u011bz jednou zbyde? M\u00e1 si n\u011bkdo utrhovat od \u00fast, aby je t\u00edm pozd\u011bji u\u017e nenaplnil?A \u017ee si m\u00e1 tedy \u010dlov\u011bk sv\u00e9 \u00faspory ulo\u017eit tam, kde se nab\u00edz\u00ed dostate\u010dn\u00e9 \u00faro\u010den\u00ed? Budi\u017e, ale… Tady nen\u00ed zaru\u010deno nejen ono velk\u00e9 \u00faro\u010den\u00ed, ale ani n\u00e1vratnost investice. A pak m\u016f\u017ee \u010dlov\u011bk spo\u0159it, aby t\u00edm umo\u017enil n\u011b\u010d\u00ed krach, po n\u011bm\u017e mu nezbude nic.Tak\u017ee spo\u0159it nebo ne? Nev\u00edm. Pora\u010fte si sami.                                                                                                                                                                                                                                                                                                                                                                                                                                                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