[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/kdo-setri-ma-za-tri\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/kdo-setri-ma-za-tri\/","headline":"Kdo \u0161et\u0159\u00ed, m\u00e1 za t\u0159i","name":"Kdo \u0161et\u0159\u00ed, m\u00e1 za t\u0159i","description":"Kdy\u017e m\u00e1 n\u011bkdo pen\u00edze, sv\u00e1d\u00ed ho to naprosto pochopiteln\u011b k tomu, aby je utr\u00e1cel. Aby si za n\u011b po\u0159izoval n\u011bjak\u00e9 to zbo\u017e\u00ed nebo slu\u017eby, a tak si zkr\u00e1tka u\u017e\u00edval \u017eivota. A tomu, kdo si na to vyd\u011bl\u00e1, to vlastn\u011b ani nelze zakazovat nebo vy\u010d\u00edtat, proto\u017ee tento si sv\u00e9 pen\u00edze zaslou\u017eil a v\u00fdm\u011bnou za to si […]","datePublished":"2020-09-04","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.moneyworld.cz\/kdo-setri-ma-za-tri\/","about":["Spo\u0159en\u00ed"],"wordCount":504,"articleBody":"Kdy\u017e m\u00e1 n\u011bkdo pen\u00edze, sv\u00e1d\u00ed ho to naprosto pochopiteln\u011b k tomu, aby je utr\u00e1cel. Aby si za n\u011b po\u0159izoval n\u011bjak\u00e9 to zbo\u017e\u00ed nebo slu\u017eby, a tak si zkr\u00e1tka u\u017e\u00edval \u017eivota. A tomu, kdo si na to vyd\u011bl\u00e1, to vlastn\u011b ani nelze zakazovat nebo vy\u010d\u00edtat, proto\u017ee tento si sv\u00e9 pen\u00edze zaslou\u017eil a v\u00fdm\u011bnou za to si zaslou\u017e\u00ed i n\u011bjak\u00e9 ty protislu\u017eby ze strany ostatn\u00edch.Jen\u017ee navzdory tomu, co tu zazn\u011blo, by se \u010dlov\u011bk nem\u011bl zase a\u017e tak docela odd\u00e1vat rozhazov\u00e1n\u00ed pen\u011bz, kter\u00e9 m\u00e1. Nem\u011bl by v\u0161echno hned utratit, ale m\u011bl by si naopak v\u017edy ulo\u017eit aspo\u0148 n\u011bco stranou. M\u011bl by spo\u0159it. Proto\u017ee jeden nikdy nev\u00ed, co se m\u016f\u017ee st\u00e1t, a po dob\u00e1ch blahobytu m\u016f\u017ee p\u0159ij\u00edt i t\u011b\u017ek\u00fd \u010das, kdy nebudou p\u0159\u00edjmy takov\u00e9 jako d\u0159\u00edv a kdy tak p\u0159ijde n\u011bjak\u00e1 ta finan\u010dn\u00ed rezerva ur\u010dit\u011b vhod.Spo\u0159en\u00edje tedy vlastn\u011b rozumn\u00e9 po\u010d\u00edn\u00e1n\u00ed. Co\u017e si m\u016f\u017eeme demonstrovat t\u0159eba i na sou\u010dasn\u00e9 situaci, panuj\u00edc\u00ed u n\u00e1s u\u017e od jara kv\u016fli koronaviru. Kolik jenom se tu zav\u0159elo firem, kolik podnik\u016f muselo omezit svou \u010dinnost, kolik lid\u00ed p\u0159i\u0161lo o pr\u00e1ci nebo z\u016fstalo doma se sn\u00ed\u017een\u00fdm platem nebo o\u0161et\u0159ovn\u00fdm! A tito poc\u00edtili na vlastn\u00ed k\u016f\u017ei, co znamen\u00e1 omezen\u00ed p\u0159\u00edjm\u016f a nedostatek, a tedy i to, jak je dob\u0159e, kdy\u017e m\u00e1 \u010dlov\u011bk n\u011bco na\u0161et\u0159eno. A i ti, kdo d\u00e1l chod\u00ed do pr\u00e1ce, jako by se nechumelilo, mohou poc\u00edtit probl\u00e9my vzhledem k rostouc\u00edm cen\u00e1m zbo\u017e\u00ed a slu\u017eeb a mohou b\u00fdt r\u00e1di, pokud mohou vyu\u017e\u00edt \u00faspory z d\u0159\u00edv\u011bj\u0161ka.A kdo p\u0159ijde o p\u0159\u00edjmy nebo je vystaven pot\u0159eb\u011b platit v\u011bt\u0161\u00ed v\u00fddaje, na n\u011b\u017e nem\u00e1 a k \u010demu nem\u016f\u017ee vyu\u017eit ani naspo\u0159en\u00e9 pen\u00edze, logicky str\u00e1d\u00e1. Proto\u017ee ten si m\u016f\u017ee vz\u00edt leda tak n\u011bjakou p\u016fj\u010dku, ov\u0161em s v\u011bdom\u00edm toho, \u017ee mu ji tak\u00e9 nikdo nemus\u00ed poskytnout nebo \u017ee se tato prodra\u017e\u00ed. Zat\u00edmco ti, kdo maj\u00ed \u00faspory, maj\u00ed sv\u00e9 jist\u00e9.Tedy maj\u00ed sv\u00fdm zp\u016fsobem sv\u00e9 jist\u00e9. Proto\u017ee jim krom\u011b toho, \u017ee maj\u00ed n\u011bco, co lze vyu\u017e\u00edt v hor\u0161\u00edch \u010dasech, co\u017e je dobr\u00e1 v\u011bc, bohu\u017eel hroz\u00ed, \u017ee postupem \u010dasu p\u0159ijdou o \u010d\u00e1st hodnoty takov\u00fdch \u00faspor kv\u016fli inflaci. A m\u011bli by se tak je\u0161t\u011b postarat o to, aby si vybrali vhodn\u00fd spo\u0159ic\u00ed produkt, kde toto riziko nehroz\u00ed nebo je aspo\u0148 co nejni\u017e\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                                                                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