[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/fixace-je-naprosty-zaklad\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/fixace-je-naprosty-zaklad\/","headline":"Fixace je naprost\u00fd z\u00e1klad","name":"Fixace je naprost\u00fd z\u00e1klad","description":"Pokud se chyst\u00e1te sjednat hypot\u00e9ku, dbejte na to, abyste \u201edob\u0159e fixovali\u201c. Co to znamen\u00e1 a pro\u010d je to tak extr\u00e9mn\u011b d\u016fle\u017eit\u00e9 hlavn\u011b v dne\u0161n\u00ed nep\u0159edv\u00eddateln\u00e9 dob\u011b? To si pov\u00edme v n\u00e1sleduj\u00edc\u00edm \u010dl\u00e1nku. 
 
 Co je to fixace? 
 Fixace \u00farokov\u00e9 sazby znamen\u00e1 ust\u00e1len\u00ed jej\u00ed v\u00fd\u0161e na ur\u010ditou dobu. V praxi to vypad\u00e1 tak, \u017ee […]","datePublished":"2020-10-03","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.moneyworld.cz\/fixace-je-naprosty-zaklad\/","about":["Hypot\u00e9ky"],"wordCount":441,"articleBody":"Pokud se chyst\u00e1te sjednat hypot\u00e9ku, dbejte na to, abyste \u201edob\u0159e fixovali\u201c. Co to znamen\u00e1 a pro\u010d je to tak extr\u00e9mn\u011b d\u016fle\u017eit\u00e9 hlavn\u011b v dne\u0161n\u00ed nep\u0159edv\u00eddateln\u00e9 dob\u011b? To si pov\u00edme v n\u00e1sleduj\u00edc\u00edm \u010dl\u00e1nku.
 
 Co je to fixace?
 Fixace \u00farokov\u00e9 sazby znamen\u00e1 ust\u00e1len\u00ed jej\u00ed v\u00fd\u0161e na ur\u010ditou dobu. V praxi to vypad\u00e1 tak, \u017ee si sjedn\u00e1te hypote\u010dn\u00ed \u00fav\u011br s fixovanou \u00farokovou sazbou 6 procent (nap\u0159\u00edklad). Tato \u0161estiprocentn\u00ed \u00farokov\u00e1 sazba v\u00e1m pot\u00e9 vydr\u017e\u00ed po ur\u010ditou dobu, tak\u017ee se nemus\u00edte b\u00e1t zv\u00fd\u0161en\u00ed. Probl\u00e9m nast\u00e1v\u00e1 tehdy, pokud \u00farokov\u00e1 sazba klesne \u2013 co\u017e se v\u0161ak zas \u010dasto ned\u011bje a i kdyby, nebude to takov\u00fd probl\u00e9m, jako kdyby se sazba zv\u00fd\u0161ila. Po\u0159\u00e1d je to lep\u0161\u00ed poji\u0161t\u011bn\u00ed, budete toti\u017e platit stejn\u00e9 pen\u00edze po celou danou dobu \u2013 m\u016f\u017eete tak pl\u00e1novat, m\u016f\u017eete si u\u017e\u00edvat a v\u00edte dop\u0159edu, co se bude d\u00edt.
 
 Pro\u010d je dobr\u00e9 j\u00edt do fixace nyn\u00ed?
 Podle expert\u016f a odborn\u00edk\u016f nebude \u00farokov\u00e1 sazba klesat v dohledn\u00e9 dob\u011b. Proto je dobr\u00e9 fixovat si st\u00e1vaj\u00edc\u00ed nejv\u00fdhodn\u011bj\u0161\u00ed \u00fav\u011br. Pokud to toti\u017e ud\u011bl\u00e1te, m\u016f\u017eete si b\u00fdt jisti, \u017ee v\u00e1m \u00farokov\u00e1 sazba z\u016fstane je\u0161t\u011b dlouho. Ov\u0161em\u017ee z\u00e1le\u017e\u00ed na tom, jak\u00e9 podm\u00ednky fixace dan\u00e1 spole\u010dnost \u010di banka nab\u00edz\u00ed. Pokud se ale situace na trhu bude vyv\u00edjet tak, jak se vyv\u00edj\u00ed doposud, m\u016f\u017eete si b\u00fdt jisti, \u017ee v\u00e1m to jenom u\u0161et\u0159\u00ed pen\u00edze.
 
 Nerozhodujte se ale jenom dle \u00farokov\u00e9 sazby
 V\u017edycky je dobr\u00e9 d\u00edvat se na danou p\u0159\u00edle\u017eitost jako celek. Pokud si hodl\u00e1te vz\u00edt \u00fav\u011br na stavbu nemovitosti, mus\u00edte si b\u00fdt jisti va\u0161\u00edm pl\u00e1nem. To sam\u00e9, pokud hodl\u00e1te rekonstruovat st\u00e1vaj\u00edc\u00ed nemovitost nebo se chyst\u00e1te pen\u00edze vrazit do podnik\u00e1n\u00ed. Nap\u0159\u00edklad nyn\u00ed nen\u00ed \u00fapln\u011b nejlep\u0161\u00ed doba na dlouhodob\u00e9 investice, proto\u017ee nikdy nev\u00edte, jak\u00e1 bude situace. V\u0161e se v\u00e1m m\u016f\u017ee v kone\u010dn\u00e9m d\u016fsledku p\u011bkn\u011b zkomplikovat, vy u\u017e ale za\u010dnete platit dle stanov\u00e9ho data v \u00fav\u011brov\u00e9 smlouv\u011b. V\u017edycky se tak \u0159i\u010fte t\u00edm, co v\u00e1m porad\u00ed v\u00e1\u0161 finan\u010dn\u00ed poradce. Nejd\u016fle\u017eit\u011bj\u0161\u00ed je, aby se to vyplatilo hlavn\u011b v\u00e1m.                                                                                                                                                                                                                                                                                                                                                                                                                                                Jak bude reklama vypadat? -           Kup si reklamu pod t\u00edmto \u010dl\u00e1nkem jen za 50 K\u010d      Zobrazit formul\u00e1\u0159 pro n\u00e1kup                      Odkaz:                     N\u00e1zev:                     Popisek:                    Follow Nofollow                                                     "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Fixace je naprost\u00fd z\u00e1klad","item":"https:\/\/www.moneyworld.cz\/fixace-je-naprosty-zaklad\/#breadcrumbitem"}]}]