[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moneyworld.cz\/at-na-to-nejsme-sami\/#Article","mainEntityOfPage":"https:\/\/www.moneyworld.cz\/at-na-to-nejsme-sami\/","headline":"A\u0165 na to nejsme sami","name":"A\u0165 na to nejsme sami","description":"Kdykoliv \u010dlov\u011bk vyjde z domu, je vystaven n\u011bjak\u00e9mu tomu riziku, kter\u00e9 ho m\u016f\u017ee prov\u00e1zet na ka\u017ed\u00e9m kroku. A\u0165 u\u017e doty\u010dn\u00fd \u017eije v ru\u0161n\u00e9m velkom\u011bst\u011b nebo na \u00fapln\u00e9 samot\u011b, v\u017edy se tu najde n\u011bco, co mu m\u016f\u017ee n\u011bjak ztrp\u010dit \u017eivot, a\u0165 u\u017e se \u010dlov\u011bk v\u011bnuje \u010demukoliv, v\u017edy se to m\u016f\u017ee na n\u011bm \u010di jeho majetku podepsat, a to […]","datePublished":"2021-01-18","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.moneyworld.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.moneyworld.cz\/author\/devene\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f17e51fc588a8d58b22312b5abcc2141?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moneyworld.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.moneyworld.cz\/at-na-to-nejsme-sami\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":487,"articleBody":"Kdykoliv \u010dlov\u011bk vyjde z domu, je vystaven n\u011bjak\u00e9mu tomu riziku, kter\u00e9 ho m\u016f\u017ee prov\u00e1zet na ka\u017ed\u00e9m kroku. A\u0165 u\u017e doty\u010dn\u00fd \u017eije v ru\u0161n\u00e9m velkom\u011bst\u011b nebo na \u00fapln\u00e9 samot\u011b, v\u017edy se tu najde n\u011bco, co mu m\u016f\u017ee n\u011bjak ztrp\u010dit \u017eivot, a\u0165 u\u017e se \u010dlov\u011bk v\u011bnuje \u010demukoliv, v\u017edy se to m\u016f\u017ee na n\u011bm \u010di jeho majetku podepsat, a to i ne\u017e\u00e1douc\u00edm zp\u016fsobem. A vlastn\u011b ani nemus\u00edme opustit sv\u016fj p\u0159\u00edbytek, i ve vlastn\u00ed dom\u00e1cnosti n\u00e1s m\u016f\u017ee postihnout n\u011bjak\u00e1 nemil\u00e1 p\u0159\u00edhoda.Sta\u010d\u00ed klidn\u011b i chvilka nepozornosti n\u00e1s nebo t\u011bch kolem, sta\u010d\u00ed jenom trocha ledabylosti, ignorance, sta\u010d\u00ed klidn\u011b i pouh\u00e1 nep\u0159\u00edze\u0148 osudu, a r\u00e1zem utrp\u00edme \u00fajmu.A\u0165 u\u017e dojde ke \u0161kod\u00e1m na na\u0161em majetku, a\u0165 u\u017e utrp\u00ed zdrav\u00ed nebo p\u0159\u00edmo \u017eivot \u010di a\u0165 se stane cokoliv jin\u00e9ho, v\u017edy jsme v situaci, kdy n\u00e1m nezb\u00fdv\u00e1 nic jin\u00e9ho ne\u017e se s t\u00edm vypo\u0159\u00e1dat, ne\u017e vznikl\u00e9 n\u00e1sledky odstranit, nakolik je to jenom mo\u017en\u00e9. A co jedin\u00e9 v tu chv\u00edli m\u016f\u017ee \u010dlov\u011bka pot\u011b\u0161it? Snad jedin\u011b to, \u017ee je doty\u010dn\u00fd poji\u0161t\u011bn\u00fd. Tedy za p\u0159edpokladu, \u017ee doty\u010dn\u00fd p\u0159\u00edslu\u0161n\u00e9 poji\u0161t\u011bn\u00ed m\u00e1.V takov\u00e9m p\u0159\u00edpad\u011b je toti\u017e p\u0159i spln\u011bn\u00ed v\u0161ech podm\u00ednek vyplacena aspo\u0148 pojistka, ona finan\u010dn\u00ed kompenzace, je\u017e by m\u011bla pomoci se s t\u00edm, co se stalo, vypo\u0159\u00e1dat.A proti \u010demu by se tedy m\u011bl \u010dlov\u011bk pojistit? Na to se pochopiteln\u011b ned\u00e1 jednozna\u010dn\u011b odpov\u011bd\u011bt. Proto\u017ee ka\u017ed\u00fd z n\u00e1s je jin\u00fd, ka\u017ed\u00fd z n\u00e1s se v\u011bnuje n\u011b\u010demu jin\u00e9mu, ka\u017ed\u00fd se vyskytuje v unik\u00e1tn\u00edm prost\u0159ed\u00ed, kter\u00e9 p\u0159edstavuje jinou m\u00edru rizika. A proto by m\u011bl ka\u017ed\u00fd s\u00e1m za sebe zodpov\u011bdn\u011b zv\u00e1\u017eit, zda mu ur\u010dit\u00e1 pojistka stoj\u00ed za to nebo ne. Proto\u017ee jsou okolnosti, u nich\u017e takov\u00e1 jistota p\u0159ijde vhod, stejn\u011b jako jsou z\u00e1le\u017eitosti, je\u017e jsou natolik nepravd\u011bpodobn\u00e9 nebo bezv\u00fdznamn\u00e9, \u017ee se za n\u011b pen\u00edze utr\u00e1cet nevyplat\u00ed.N\u011bkdo tak ud\u011bl\u00e1 dob\u0159e, po\u0159\u00edd\u00ed-li si poji\u0161t\u011bn\u00ed \u00farazov\u00e9, u n\u011bkoho je vhodn\u00e9 poji\u0161t\u011bn\u00ed \u017eivota nebo n\u011b\u010deho z jeho majetku, n\u011bkdo by si m\u011bl pojistit to a n\u011bkdo ono.A p\u0159eji v\u00e1m, abyste byli poji\u0161t\u011bni spr\u00e1vn\u011b. A abyste pokud mo\u017eno nikdy pojistku vyu\u017e\u00edt nemuseli.                                                                                                                                                                                                                                                                                                                                                                                                                                                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